Fast Quid would be the worst. We received a rather generic rejection page, it mention none of my problems.

Fast Quid won’t cope with any loans which are more than 6years either. I happened to be quoted the OFT lending that is irresponsible that has been published this season. That’s not provided for clients only loan providers and just how would I’m sure also locations to look. My adjudicator wouldn’t deal with them either. I’m maybe maybe perhaps perhaps not certain exactly what else I’m able to state. We said the very first I could’ve reasonable understood had been back Feb whenever Wonga penned down my loan if not Aug 2014 once the FOS published their report into Payday financing. I’m perhaps perhaps maybe not certain exactly what else any ideas can be done by me?

Sara (Financial Obligation Camel) says

If you can find a complete great deal of loans which are over 6 yrs . old, you can settle the others of the plaint and request the plaint about these to attend an Ombudsman.

Many Many Thanks Sara, I ll do this. We believed to them that We settled in 2014 that I had a CCJ on a payday loan in 2012. That I had cause to plain surely I would’ve done before I settled it if I knew. It absolutely was a definite situation of a unaffordable loan it out and I had over 18 loans already as I took. The Adjudicator hasn’t e back into me personally yet therefore will need to wait to see just what she claims. Many Many Many Thanks again x

QQ have now been good with my situation. We owed just below 2000 since 2012 had extended my loans several times. I happened to be chased as usual by DCA but I happened to be in a IVA that they needs to have understood once I took away a loan. Anyway I inquired for the loan to be written down and after about a few months had an e-mail today saying Thank you for contacting Quick Quid. It really is our priority that is highest to solve any customer dilemmsince at the earliest opportunity. We now have waived the total amount of 1988.0 and loan 3561221 was deleted from your own credit history.

I happened to be satisfied with this oute and I also failed to also plete their questionnaire so hope thus giving aspire to other people. Sarah this site happens to be great, many thanks,

We took down 51 loans with fast fast from 2010 – 2014 We kept rolling them over spend 200 simply in interest per thirty days in some instances. We utilized the template on this web site to help make the initial enquiry, the original response didn’t also acknowledge my request verification of all interest that I’d compensated in total. IMO taking that lots of loans revealed that I happened to be in a few sort of economic trouble. These individuals are rip down merchants. At what phase should we contact the Financial Ombudsman ? This web site is extremely good really helpful. Many Thanks

Are QuickQuid upping their game? I’d an answer within 5 business days with my account statements….. fired down the next page today, perhaps perhaps perhaps not being hopeful of the fast quality, simply very happy to get any such thing straight back they are able to. I happened to be just mindful these refunds had been occurring as final friday I’d a deposit during my bank from ‘Instant money Loans’ After cancelling my card and having in a little bit of a frenzy thinking somebody had taken that loan out in my name and didnt would like to get struck with stupid interest quantities i came across this web site and contacted PDUK and Payday Express.

They’d sent communication to my address that is old saying ended up being the main reimbursement task. Over 27 loans involving the 2 associated with the panies they’d credit my account with 1288.00

I was told by them it absolutely was for misselling in 2012/2013… my records only closed together with them in 2015.

I’ve asked for a duplicate for the page become delivered to my brand new target and i’m yet to get this.

I’ve checked my reports plus the interest We paid had been way way way greater! I experienced running loans involving the 2 panies during the time that is same constantly for four weeks terms but one loan rolled over paying 275 interest every month for 10 months although the sibling site let keep taking loans away! undoubtedly they are able to notice it would be to spend the other one off??

Therefore anyhow, my real question is can I claim more from PDUK/Payday Express?

We never ever acknowledged the page or seen their calculations etc but I pursue this further if I felt there was more to be looked into can?

I’ve got the ball rolling with QQ now and Wonga are yet to respond, a week to the 8 i’m maybe perhaps maybe not stressing I said, anything is a bonus I wasnt expecting about it as.

I’m maybe perhaps perhaps not planning to lie, seeing my credit report and seeking at old bank statements has kept me personally emotionally natural. Whenever you spend them all down it’s such as the biggest weight lifted off your neck but once you understand just what place I happened to be in isnt hard to flash back into. My moms and dads bailed me personally away from them and it left me personally thoroughly disgusted in myself. I was made by them guarantee to e for them if we ever required cash.

Make use of your paybacks wisely dudes and girls.

We paid my moms and dads straight straight back every thing they loaned me personally in a portion of enough time i really could have compensated these back nevertheless now i’m planning to treat them to a vacation aided by the interest they virtually paid.

Many thanks ahead of time for almost any advice :-)

Sara (Financial Obligation Camel) says

QQ will always be one of several better loan providers about providing a summary of loans. It’s likely you’ll find payday British / Express much harder!

Yes you are able to claim straight straight straight right back more from Payday British / Express. The refunds had been for several limied reasons, your other loans may well have already been unaffordable. consider it as having had a little bit of your affordability claim fond of you ahead of time,

This site has aided me therefore much – many thanks. We wasn’t also mindful i really could make an application for pensation. I experienced applied for 43 loans during 2009-2014 as well as the full time really was struggling to settle them being a parent that is single. We sent QQ a contact yesterday night and received a reply by 9.30am. We have since responded in to the questionnaire saying I will provide if necessary that I do not have this info (from advice on this site) and stated. I will be now waiting for their reaction. We shall help keep you all informed.

I needed to upgrade individuals about QQ who possess wanted to waiver my stability of slightly below 2000 without my supplying a failure of my ine etc at that time. I did so have evidence that revealed they ignored my payment problems and and rolled over my loans a true quantity of that time period. If We acept this offer they state it will take away my liberties to go on it further by simply making a claim. Any advice valued. I became in a IVA during the time. Wageday advance have answered straight straight straight back refusing to uphold my plaint made against them for a debt now at 495 being managed by MMF. I’ve responded saying We will go on it to your FOS. Anybody had dealings with WAGEDAY ADVANCE? This website happens to be fantastic many thanks Sarah.

Sara (Financial Obligation Camel) says

QQ – the current stability – had been this for starters loan? how big had been this loan? whenever you realize that you can view obviously simply how much of the offer to waive 2k is clearly simply getting rid of interest and exactly how much is refunding you interest from past loans. Perhaps you have added up how much interest you paid in the past loans which were paid back in complete?