Award winning servicing tailor-fit for you personally.

At Flagstar Bank, we understand that each customer is significantly diffent, which explains why we just take an approach that is personalized managing your loan. We are also a leader into the servicing business-recognized by Fannie Mae being a celebrity performer four years in a line. 1 sufficient reason for a servicing profile that surpasses $100 billion in mortgages, we’ve the data and expertise to guarantee the transfer that is smooth of loan.

How you can make your internet mortgage repayments and a whole lot.

Enjoy 24/7 usage of your entire home loan servicing requirements, including loan that is recent, year-end taxation statements, therefore the capacity to produce customized choices and notifications. Please take into account that you will not manage to signal up to your loan is fully boarded.

Require more details?

Thank you for visiting Flagstar Bank, your brand new mortgage servicer.

You’re most likely wondering exactly exactly what it indicates that Flagstar Bank will be your mortgage soon servicer.

Here’s just how you are affected by it as well as your mortgage.

Your mortgage that is prior lender have previously delivered you a page informing you that Flagstar Bank will be your mortgage servicer.

That page will give you re re payment information to make sure you understand when you should deliver your instalments to Flagstar Bank and just exactly exactly what target flip through this site to make use of.

After your mortgage solution is transported, please deliver all mortgage repayments right to Flagstar Bank. Usually do not deliver any payments that are further your previous servicer.

To assist ensure a transition that is smooth you won’t be evaluated a late charge or adversely reported to virtually any credit reporting agencies for 60 days after your transfer date.

Your transfer date are located in the transfer letter you will get from Flagstar.

We shall mail your mortgage that is first billing fleetingly thereafter.

Your statement will provide guidelines on how best to make your very very very first re re payment.

From then on, regular month-to-month home loan statements is going to be brought to you.

You’ll also provide usage of a reputation for payment and income tax statements, escrow information, in addition to a comprehensive faq part that will respond to all of your questions regarding Flagstar.

You’ve invested great deal of the time and energy into your house, whether you’ve got recently finished the purchase procedure or have lived in your house for many years. We enjoy being your spouse in handling your mortgage.

Register to access your bank account at flagstar/myloans.

Lookup your Flagstar loan that is new quantity

Your brand new loan quantity is:

  • Convenient re re payment options pay that is including, one-time future re re payments, or recurring re payments
  • View loan information such as for example deadline, balances, interest, year-to-date interest and fees
  • Simple setup that is one-click secure paperless statements
  • Access a history that is full of loan and escrow statements
  • Generate customized choices, and set alerts and notifications
  • User-friendly, responsive internet and mobile experience available 24/7 to accommodate effortless online mortgage payments & mortgage servicing

Mortgage Servicing Transfer FAQs

What you should understand now

Your very first billing declaration will be mailed within 10 times of your loan being moved. It will be automatically forwarded to Flagstar Bank for 30-60 days after your effective transfer date if you already had submitted a payment to your original servicer, don’t worry.

You don’t need to concern yourself with belated charges or credit that is negative: we won’t charge a belated charge nor will we make any negative reporting towards the credit reporting agencies for 60 times after the effective date of the loan transfer.

Setup automatic payments online

Flagstar Bank P.O. Box 660263 Dallas, TX 75266

Pay by phone 1

Pay at nearest branch

Mortgage servicing transfers happen once the servicing of that loan is transferred or sold from 1 organization to a different. The regards to your loan try not to however change, Flagstar will now gather your instalments, manage escrow reports, and offer customer care.

The purchase and transfer of mortgages is typical into the home loan industry, and it is certainly not a reflection that is direct of or the standard of the loan. The modifications impacting you’ll be your loan quantity and repayment target following the transfer date. You’ll look your brand-new loan number up here, or think it is in the email that is welcome Notice of Transfer page you received.

Take note: as a result of the time it can take for systems to upgrade from your own past servicer, your loan information will soon be acquiesced by our systems typically within 5 days following the transfer date. For precise timing, be sure to see your Notice of Transfer page, greetings email, or call (800) 968-7700.

They will be transferred to Flagstar and continue to be collected and paid if you currently have an escrow account for your tax and/or insurance payments. We typically operate our escrow analyses yearly according to your premises income tax re re re payment routine. Sometimes, the re re payment of fees or insurance coverage causes an modification into the escrow account balance, and it also might be required to perform one or more analysis through the 12 months.

No. In the event that you now have automated payments create together with your past servicer this solution are going to be discontinued effective the date of transfer.

Yes. As your brand brand new servicer, Flagstar has arrived to make certain a transition that is smooth our platform. No matter if your forbearance plan duration is planned to get rid of, we shall immediately maintain your forbearance security set up for ninety days following the date of loan transfer.

Needless to say, you can opt-out associated with the forbearance whenever you want, if your plan stretches beyond that 90-day period of time, it is honored as provided. After your loan is here at Flagstar, we’re going to deliver you a forbearance plan confirmation letter.