The Walmart MoneyCard prepaid debit card may be a the best value for devoted Walmart clients. The card, given by Green Dot Bank, has cash-back benefits for Walmart acquisitions and free services that are online.

Acquisitions and withdrawals

The Walmart MoneyCard does charge that is n’t to make acquisitions, however it does for ATM deals. You are able to withdraw cash at no cost at Walmart and earn money back at specific merchants.


You can easily reload money on the card ways that are several free, but there’s no chance in order to avoid costs for depositing money at Walmart stores or somewhere else.

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Customer complaints about Green Dot

The card’s issuer, Green Dot Corp., may be the topic of almost 1,600 complaints filed because of the customer Financial Protection Bureau.

In accordance with complaints built to state and federal regulators, Green Dot clients have actually reported having their records frozen for several days if not months after disputing a deal, cutting them faraway from cash they require for day-to-day costs.

Numerous Green Dot customers whom filed complaints describe having cash taken from their records or charges that are unauthorized their cards. Based on the complaints, these dilemmas have already been tough to resolve.

Beneficial to Walmart stores, restricted elsewhere

The Walmart MoneyCard, unsurprisingly, offers the many perks to individuals who handle shop and money online at Walmart. You can find free solutions, including online transfers, a cost savings function and customer care support, as well as yearly cash-back rewards.

» Not exactly exactly what you were searching for? Here’s a summary of the very best prepaid debit cards

Options to prepaid debit cards

Other available choices, including mobile banks and different other debit that is prepaid, have actually reduced or no month-to-month charges, wider ATM systems and much more solutions. Listed below are an alternatives that are few


Build up are FDIC Insured

Chime is an account that is mobile goes beyond the conventional prepaid debit card offerings, including free access to 30,000 ATMs, having your paycheck as much as two times early, cash benefits and automated cost cost savings. Plus, it is all free: no month-to-month costs, overdraft charges, or international deal fees — until you deposit money, in which particular case an authorized may ask you for.


Build up are FDIC Insured

Real to its title, this account that is mobile it easy using its no-fee bank account. Depositing money could be a headache and may set you back, but you’ll be able to utilize 40,000 ATMs for any other solutions free of charge. Simple also provides cost management tools that will help you retain monitoring of investing.


If you’re looking for a bank-account but can’t qualify due to a problematic banking record, GoBank may be a fit that is good. Though there’s a $8.95 month-to-month charge, you can easily avoid it insurance firms $500 or even more in direct build up 30 days. It is possible to ensure you get your paycheck as much as two days prior to when you’ll at a bank that is regular.

В» like to explore other available choices? See a list of second-chance checking records

Reviews methodology

NerdWallet’s rating that is overall a weighted average among these four categories: basic costs and features (40%), acquisitions and withdrawals (35%), reloads (15%) as well as other solutions (10%). Facets we start thinking about, with regards to the category, consist of costs, ATM access, reload choices, breadth of merchant acceptance, account features and limitations, consumer-facing customer and tech solution. Because prepaid debit cards assist to handle cash without the need for credit, any overdraft program gets penalized beneath the “purchases and withdrawals” category. A few Nerds subscribe to prepaid debit card ranks to make certain persistence and precision.

In regards to the writer

Spencer Tierney

Spencer Tierney is a specialist on certificates of deposit at NerdWallet. Their work is showcased by USA and the Los Angeles Times today. Browse more